FTC-Backed Intelligence

Fee Decoder

Enter every fee from your dealer's worksheet. We'll tell you exactly which ones to pay, which to negotiate, and which to refuse — with the word-for-word script to do it.

Every fee that isn't a government charge should come with documentation showing where the money goes. If the dealer can't produce it, the fee is invented.

Your State(used to check doc fee caps)

Your Fees

1 fee entered
$

Quick Add Common Fees

Fee Summary
Pay
Negotiate
Refuse
Fee Reference

FTC March 2026

The FTC warned 97 dealership groups that advertised prices must include all mandatory fees. If a fee wasn't in the advertised price, you have grounds to challenge it.

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